You Need A Budget (YNAB) 4.3.857

Where other software packages tend to have years of feature creep, YNAB offers exactly what you need: a simple, straightforward system to manage your money.
- "Total control?" you say. You're right to be skeptical, but YNAB is different. A "forget-everything-you-think-you-know-about-budgeting" kind of different. And it works: You'll stop overdrafting, you'll pay off your credit card debt, your stress levels will plummet, and you'll achieve financial peace.
- How? YNAB ("why-nab") combines a simple, effective methodology with award-winning software to turn you into a finance superhero. You can't be a superhero without superpowers (obviously), and that's where the rules come in:
- When you Give Every Dollar a Job, your money is dialed in. You know exactly what you can spend on eating out. On clothes. On everything. No more worrying you'll accidentally spend the money needed for next week's bills.
- As you Embrace Your True Expenses, you smooth out your cash flow by breaking down larger, less-frequent expenses (holidays, birthday presents, insurance), and treating them like monthly expenses-saving for them each month. Goodbye financial roller coaster, hello financial. minivan?
- Roll with the Punches when you go over budget. (It will happen and it's okay.) Spent too much on groceries this month? Just cover it with your fun money category. Covering overspending keeps you out of debt and on track.
Apps Make It Drop-Dead Easy.
The power behind YNAB lies in the rules, but you'll stick with it because of our award-winning software for the web, iOS, and Android. Every detail of the software helps you follow YNAB's Four Rules to total financial success.
Frustration-free set up
A CS degree shouldn't be a prerequisite for improving your finances. YNAB runs securely in the cloud, so there's nothing to set up or manage.
Syncs with your bank
YNAB connects directly to thousands of banks and credit cards so you can spend more time reaching your financial goals and less time on data entry.
Always up to date
Budgeting works best when your budget is up to date, and available where you are. YNAB stays in sync in real time on all of your devices, no muss, no fuss.
- Windows 10
- Windows 8
- Windows 7
- Windows Vista
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